Legal Document

Refund and Return Policies

How refunds are issued on Okmall, and who handles return shipping when a return is needed

Effective Date: 10 July 2026 Website: okmall.ng Jurisdiction: Nigeria
Summary Refunds on Okmall are handled through our dispute process, not through a general “return for any reason” system. If a genuine issue is confirmed — an item that’s not as described, damaged, wrong, or never delivered — you get your money back to the same payment method you paid with. Most disputes are resolved from photo evidence alone, without requiring you to physically send the item back; where a return is genuinely needed, who arranges and pays for that return shipping depends on who was at fault. Refunds typically take 3 to 13 working days to reflect, depending on your bank or payment method.
01

About This Policy

This Refund and Return Policy explains how refunds work on Okmall, when a physical return of an item may be required, and who is responsible for return shipping in that case. It applies to all orders placed on the platform, regardless of which vendor or personal seller fulfilled them.

Refunds on Okmall are not a general “change of mind” return system. Because Okmall is a marketplace for thrifted and pre-loved goods sold by independent vendors and personal sellers, refunds are issued through our dispute process — when a genuine problem with an order is raised and confirmed, within the applicable window. This policy should be read alongside our Terms of Use.

02

When You’re Eligible for a Refund

You may be eligible for a refund, in full or in part, if your order genuinely falls into one of the following categories, raised as a dispute within 24 hours of your order being marked delivered:

  • Not as described — the item you received is materially different from the listing (wrong size, wrong colour, different item, missing parts, etc.).
  • Damaged or defective — the item arrived damaged, faulty, or in noticeably worse condition than the listing described.
  • Wrong item sent — you received a different product than the one you ordered.
  • Never delivered — your order never arrived, and the vendor or seller cannot show that it was genuinely shipped and delivered.

Every dispute is reviewed based on the evidence and explanation both you and the vendor/seller provide. Photos of the item as received are the most useful evidence you can submit when raising a dispute.

03

When a Refund Isn’t Available

A refund is generally not available in the following situations:

  • Change of mind — you no longer want an item that was accurately described and arrived in the condition listed.
  • The buyer protection window has closed — no dispute was raised within 24 hours of delivery, and the order has been finalised.
  • The dispute is reviewed and not upheld — where the evidence shows the item matched its listing and was delivered as described.
  • Delivery failed due to incorrect information you provided — such as an incomplete or incorrect delivery address, or being unavailable to receive a delivery that was genuinely attempted.
  • Normal wear expected of a pre-loved item — Okmall is a marketplace for thrifted and secondhand goods; minor, disclosed, or reasonably expected signs of prior use are not grounds for a refund on their own.

Where a claim isn’t upheld, the order stands as completed and the vendor/seller keeps their earnings from that order.

04

How Refunds Are Paid

Original Payment Method Only Refunds are always issued back to the exact payment method you used to pay for the order. We do not issue refunds through any other channel — including bank transfer, cash, wallet credit, or a different card or account — even on request. If your original payment method is no longer available to you (e.g. a cancelled card), please contact us so we can advise on the available options.

This applies regardless of the reason for the refund — whether it’s a full refund, a partial refund, or a shipping fee refund.

05

Refund Timing

Once a refund is approved, we initiate it with our payment processor promptly. From that point, refunds typically take 3 to 13 working days to reflect in your account, depending on your bank or payment method — some banks and processors settle refunds faster than others, and this timing is outside Okmall’s direct control.

If it has been longer than 13 working days since your refund was approved and you still haven’t received it, please contact us with your order number so we can look into it.

06

Shipping Fees & Return Shipping

Whether the shipping fee you paid at checkout is refunded alongside the item depends on who was responsible for the problem with your order. Our general approach:

Reason for Refund Item Refund Shipping Fee Who Bears the Shipping Cost
Not as described / wrong item sent Full refund Refunded Vendor/Seller — the fault is theirs, so they do not keep the shipping fee either
Item arrives damaged or defective Full refund Refunded Vendor/Seller
Order never delivered Full refund Refunded Vendor/Seller — no delivery service was actually completed
Minor confirmed issue, partial refund agreed and item kept Partial refund of item price Not refunded Customer — delivery itself was successfully completed
Delivery failed due to incorrect address or unavailability Case-by-case, generally not refunded Not refunded Customer — the vendor/seller genuinely attempted delivery
Dispute reviewed and not upheld No refund Not refunded Customer — the order is confirmed to have been fulfilled correctly

These outcomes reflect standard practice: whoever is responsible for the order not being fulfilled correctly is the one who bears the shipping cost. Every dispute is still reviewed on its own facts, and the final outcome may vary depending on the specific evidence provided.

Do you need to send the item back? In most disputes, you will not be asked to physically return the item — refunds are typically approved based on the photos and information submitted with your dispute, without needing the item shipped back first. A physical return is only requested in specific cases, such as the vendor/seller asking for the item back to verify the issue, or where returning it is a practical part of resolving the dispute.

Where a physical return is requested as part of resolving a dispute, responsibility for return shipping follows the same fault-based principle as the shipping fee above:

Reason for Return Is a Return Typically Required? Who Arranges & Pays for Return Shipping
Not as described / wrong item sent Only if the vendor/seller requests the item back Vendor/Seller — since the fault is theirs, they cover the cost of getting the wrong item back
Item arrives damaged or defective Usually not — photo evidence is normally sufficient If a return is specifically requested for verification, the Vendor/Seller covers the cost
Order never delivered Not applicable — there is no item to return Not applicable
Minor confirmed issue, partial refund agreed and item kept No — the item is kept as part of this outcome Not applicable
Delivery failed due to incorrect address or unavailability The item is typically returned to the vendor/seller by the courier, not by the customer Customer — since the failed delivery was not the vendor/seller’s fault
Dispute reviewed and not upheld No — you keep the item, as no refund applies Not applicable

If you are asked to return an item, we will confirm the specific arrangement with you as part of your dispute — including who is covering the cost, consistent with the principles above.

07

Multi-Item & Multi-Vendor Orders

An order can include items from more than one vendor or seller at once. If you raise a dispute, it applies only to the specific item(s) and vendor/seller it concerns — the rest of your order is unaffected and follows its own status independently.

Where an order includes multiple items from the same vendor or seller and only one item has a genuine issue, the refund (and any shipping adjustment) is calculated only against the affected item, not the full order.

08

How to Request a Refund

Refunds are requested by raising a dispute directly from your order’s detail view, within 24 hours of delivery. To help your case be reviewed quickly:

  • Select the reason that best matches the actual issue with your order.
  • Describe clearly what went wrong.
  • Attach photos of the item as received, where relevant — this is the single most useful piece of evidence in most disputes.

The vendor or seller has 48 hours to respond with their side. If they don’t respond in time, the dispute automatically moves to our team for a final decision.

09

Admin’s Role in Refund Decisions

Customers and vendors/sellers can communicate directly within a dispute and reach their own agreement on how it should be resolved. Where both sides agree, or once a decision is reached, Okmall’s admin team reviews the case and makes the final call — particularly where the dispute has been escalated, whether by either party or automatically after the vendor/seller’s response window has passed.

Admin’s decision on a dispute is final. We aim to make every decision fairly, based on the evidence and explanation provided by both sides.

Discretion in Resolving Disputes The outcomes described in this policy are our general guidelines, not a guarantee of any particular result. Okmall reserves the right to resolve any dispute in the manner our support personnel reasonably judge to be fair, taking into account the specific facts and circumstances of that case, and may depart from these guidelines where doing so leads to a fairer outcome. This discretion applies regardless of any other provision of this policy.
10

Changes to This Policy

We may update this Refund and Return Policy from time to time to reflect changes in our dispute process or business practices. When we make material changes, we will update the “Effective Date” at the top of this page. We encourage you to review this page periodically — the version in effect at the time you raise a dispute is the one that applies to it.


11

Contact Us

If you have questions about a refund, or about this policy generally, please get in touch:

Okmall — Refunds & Support

For a specific order, please include your order number when you contact us.

Phone / WhatsApp: 0807 611 6272
36 Otuedon Street, Ugbolokposo, Effurun, Delta State, Nigeria

Main Menu